The Smart Investors

Let's break it down to make it simpler.
1. Stocks can be likened to a single slice of a company
For example, buying 1 stock of Nike means owning a tiny piece of Nike.

2. Equities means all the slices combined ( refer to the example given above)
- Equities is just a fancy word for all types of ownership in companies.
For example, if stocks are fries, equities are the whole menu (fries, nuggets, shakes). In other words, stocks are a type of equity.

So, other equities include mutual funds (group of stocks) or private company shares (like owning part of your friend’s TikTok merch business).

Why Should You Care?
Investing early can give you free money over time from compound interest. It's like investing in company like Spotify, or even Tesla.

How to Start Investing in 2025

Step 1: Pick a Beginner-Friendly App : you can use Robinhood, Public.com, or Webull. They let you start with just $10 and no boring paperwork.

Step 2: Learn the terms
- Dividend : This is like a free cash some companies pay you (like getting Robux for owning a game).
- ETF : is a basket of stocks just like a playlist of your favorite songs.

Step 3: Buy Your First Stock
- Start with companies you actually use: you can invest in Tech like Apple, Microsoft and even social Media like Snapchat and Reddit

Step 4: Don’t Freak Out
- Stock prices jump around like your WiFi signal. So don't panic! Hold for years and not days. It's gonna pay off if you do your analysis rightly.

4 Mistakes to Avoid for Beginners

1. Don't put all your money in 1 stock.
2. Don't do panic-selling when prices drop because prices always bounce back unless the company becomes bankrupt.
3. Don't ever ignore fees as some apps charge hidden fees. So, make sure to check the very well.
4. Don't always follow hype. Just because everyone’s buying “Dogecoin” doesn’t mean you should. You need to carry out thorough research about the stocks you want to buy.