The Smart Investors

Ethereum is not just money; it is a hub of applications like DeFi, NFTs, and voting systems. It is quite surprising that those applications had no middlemen.

The objective of insurance is to serve as a financial buffer. It gives peace of mind, economic stability, and recovery in times of crisis. It help businesses or individuals recover fast from a disaster.

I’ll say insurance is not about financial damages only, it never has been. Insurance is really about mental security. It is about taking business and life risks without worrying too much.

There are several types of insurance, each geared toward different needs. Most familiar are life insurance, health insurance, auto insurance, home insurance, and travel insurance.

There are other types more focused on businesses, such as liability and workers' compensation insurance. Each ...

Wealth management rarely requires enormous amounts. It begins somewhere in financial planning, investment strategies, and long-term goals. Some firms serve high-net-worth individual, while others pay attention to middle-income earners who expect structured savings and intelligent investing. Your ...

The ability to start wealth management requires some financial literacy, strong communication and ability to build trust. The most common pathway to this industry is an undergraduate degree in finance, economics, or investments followed by certification. From there, a wealth manager will generally ...

Personally, I see fixed income as a defensive tool in a portfolio rather than as a wealth developing asset. It's safer than stocks in terms of capital preservation, but won't grow your wealth.

Bitcoin will always be around because it is decentralized to such an extent that, if it is to disappear, every single miner, node, and exchange would have to go down with it. So, it means that it can never happen. However, it could be basically made worthless by regulation or loss of investor ...

Generally, bonds allow liquidity and varieties while fixed deposits are much simpler. Fixed deposits are better where one just wants to park his or her money and have some steady interest without bothering about fluctuations in the market. But one can think that bonds are the better option if they ...

Stability is usually what people refer to government bonds, as they are backed by the state. But for a more yield bearing bond, corporate bonds can actually be worth it. Municipal bonds are also great if one lives in a country where they get tax breaks.